Your tax return may not show the whole picture.
Bank statement mortgages can use a different way to document income.
See mortgages for self-employed buyers
Mortgage options for buying, refinancing, or using home equity. We read your whole file before you’ve found a house, so questions come up early.
Tareq and his team · NMLS #1443073 · 9 states and Washington, DC · Your first consultation is free
Pick the closest one. You can add more in a minute.
Pick the closest one. You can add more in a minute.
Five Google reviews, 5.0 average.
Read Google reviewsFirst-time homebuyer
“As a first-time homebuyer, the mortgage process could have easily been overwhelming, but Tareq was patient, knowledgeable, professional, and very supportive from beginning to end.”
Run the numbers yourself. Each calculator uses the figures you enter.
Estimates a monthly payment from a price, a term and a rate you choose.
Open calculatorEstimates a home price range from your income, debts and cash on hand.
Open calculatorCompares what you spend renting with what you spend owning over the years you enter.
Open calculatorCompares the debts you list today with one consolidated estimate.
Open calculatorBank statement mortgages can use a different way to document income.
See mortgages for self-employed buyersNon-QM loans use different rules for income or credit history.
See non-QM mortgage optionsWe work through difficult situations and help with credit when that is what is in the way.
Your rate, your payment, and your loan amount depend on the whole file.
Compare first-time homebuyer loans, programs, and down payment help.
See first-time homebuyer optionsA government-insured option many first-time buyers compare first.
How FHA loans workThe standard purchase loan, with its own mortgage-insurance rules.
How Conventional loans workFor eligible veterans, service members and qualifying spouses.
How VA loans workQualifying built around the rental income, not your pay stubs.
How DSCR investor loans workFor files that do not fit standard qualifying rules.
How Non-QM loans work
First comes the call. Then pre-approval. Then you look at houses. Then the contract. Then closing, where you sign and the loan is done.
See the full process