Two ways to start.
Most people start with a short call. We talk through your situation, you get a clear read on what you qualify for, then we file the pre-approval if it makes sense. If you already know you want to move, you can go straight to the secure application.
Start your secure application directly. It's the official, encrypted loan application through Finance USA Corporation.
Start the secure applicationNot ready for the full application? Use the form, or book a call. No documents needed to talk.
Tell me what you're working with.
Send this and I'll be back within one business day to set up the call. No sensitive info here, just enough to reach you.
What you'll need.
You don't need any of this for the first call. After we talk, I send a secure link and this short list. Most buyers send everything within a day.
- 01
Recent pay stubs
Your most recent ones.
- 02
Last two years of W-2s
Covers the two-year employment history most loans need.
- 03
Last two months of bank statements
Shows your down payment and reserves.
- 04
Driver's license
A photo or scan is fine.