Commercial loans
Financing for commercial property and larger projects.
Commercial financing covers property that isn't a primary residence: investment buildings, owner-occupied business space, mixed-use, and larger projects. The structures and underwriting differ from home loans, and Finance USA handles them in-house. If you're weighing a commercial purchase or refinance, it's worth a direct conversation.
- 01Business owners buying their own space
- 02Investors acquiring commercial or mixed-use property
- 03Borrowers refinancing an existing commercial loan
Built for commercial
Commercial loans use different structures and terms than home loans. We match the financing to the property and the plan.
Purchase or refinance
Whether you're acquiring or refinancing, we'll structure it around the property's income and your goals.
Direct conversation
Commercial deals are specific. The fastest path is a call where we go through the property and the numbers.
Commercial loans, answered.
- Do you finance investment and owner-occupied commercial property?
- Yes, both, along with mixed-use. The structure depends on the property and how it's used. Let's talk through the specific deal.
- How is commercial underwriting different?
- It leans more on the property's income and the business than on personal income alone. I'll tell you what a given deal will need to qualify.
That's what the first call is for.
Tell me your situation and I'll tell you which programs actually fit. Ten to fifteen minutes, no paperwork.
This page is general information about loan programs, not a commitment to lend or an offer of credit. Program availability, terms, and qualification depend on your situation and are subject to underwriting approval. Tareq Maayta, NMLS #1443073. Loans through Finance USA Corporation, NMLS #135625. Equal Housing Opportunity.