Reverse mortgages
Turn home equity into income in retirement.
A reverse mortgage lets older homeowners convert part of their home equity into cash, either as a lump sum or monthly payments, while continuing to live in the home. It's a retirement-planning tool, not a first step, and it deserves a careful, honest conversation about whether it fits your situation and your family's plans.
- 01Older homeowners with significant equity
- 02Retirees who want to supplement income without moving
- 03Families weighing long-term planning options
Stay in your home
You keep living in the home. The loan is repaid later, typically when the home is sold or the term ends.
Lump sum or monthly
Take it as a one-time payout or steady monthly income, depending on what your retirement needs.
An honest conversation
This is a serious decision with real tradeoffs. I'll lay them all out plainly, including when it's not the right move.
Reverse mortgages, answered.
- Who qualifies for a reverse mortgage?
- These are generally for older homeowners, often 62 or older, with substantial equity. Exact age and equity requirements depend on the program, which we'll review together.
- Will my kids inherit the home?
- A reverse mortgage is repaid from the home's value later, which affects what's left to heirs. It's an important family conversation, and I'll make sure everyone understands it before anything is signed.
That's what the first call is for.
Tell me your situation and I'll tell you which programs actually fit. Ten to fifteen minutes, no paperwork.
This page is general information about loan programs, not a commitment to lend or an offer of credit. Program availability, terms, and qualification depend on your situation and are subject to underwriting approval. Tareq Maayta, NMLS #1443073. Loans through Finance USA Corporation, NMLS #135625. Equal Housing Opportunity.